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Hello. My name is Bob Zwolinski and I have been a mortgage consultant in New Jersey for over 21 years.

Recently, changes in the real estate industry motivated me to move from a mortgage position with a national home builder to Hudson City Savings Bank. My decision to move to Hudson City was an easy one since a majority of my clients were drawn to Hudson City mortgages. The proven track record of Hudson City’s performance as a mortgage lender and the high customer satisfaction rating was overwhelmingly convincing for me pursue a mortgage position with them.

My philosophy in selecting a mortgage company comes from my own personal experience and mortgage needs. I look for a company that discloses their rates, fees and lock terms freely. I measure the features and benefits of a loan before and after closing. I believe that you should be able to get accurate information from a lender quickly, easily and without sacrificing personal information. And finally, I want to make sure that the greatest benefactor of my choice is myself; not the sales person, not the builder and not the seller.

That is why, as an industry insider, I made the personal decision to use a Hudson City Savings Bank mortgage for my home purchase in December 2005.

On this website you will find the most current, up-to-date rates for Hudson City Savings Bank’s fixed and adjustable loan programs. Please visit the FAQ’s for additional helpful information. I hope you find this information helpful and consider the benefits of Hudson City Savings Bank as your choice of lender.

As always, I am available to discuss your needs over the phone, by email or in person at the Green Brook, NJ branch of Hudson City Savings Bank.


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Bob Zwolinski Mortgage Loan Representative - Serving the State of New Jersey, specializing in Somerset County and the surrounding area
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